Premium rates for directors’ and officers' (D&O) insurance were generally stable or had small reductions over the first part of the year, with the notable exception of Southern European countries where there were some rate increases. In general, new insurers entering the market are bringing additional capacity and causing further downward pressure on rates for commercial D&O, motivated to do so by a largely claims-free environment. Premium rates for FIs have started to stabilise, although many countries were still reporting rate increases for FIs in the first half of the year.

Updated as of 27/07/2010.